How we are paid, and what we do not let it change
Last updated: 5 May 2026
This site is free to use. To keep it that way, some of the links on the site are affiliate, referral, or sponsored links. This page explains exactly what that means and what it does and does not do to the content you read here.
An affiliate link is a link to a third-party product or service that includes a tracking code identifying us as the source of your visit. If you click that link and then make a qualifying purchase or sign-up on the third-party site, the third party may pay us a small commission. The price you pay does not change. The third party absorbs the commission as a marketing cost.
A referral link works similarly to an affiliate link, but it usually applies to free products such as bank account openings, credit card applications, or service sign-ups. We may receive a flat fee or a credit when someone signs up through our link. The fee comes from the third party's marketing budget, not from you.
A sponsored placement is a section of the site, usually a card or a form, that a third party has paid us to feature. We label these clearly. We only accept sponsorships from services we believe are legitimate and useful for our readers, but a sponsorship is, by definition, a paid arrangement.
Where applicable we use one or more of the following labels next to the relevant link or section:
If we have failed to label something that should be labelled, please send us a correction through the Contact page.
The presence of an affiliate, referral, or sponsorship arrangement does not change what we say in our guides. We do not make claims about a partner that we cannot verify. We do not omit known problems with a partner because of a payment arrangement. If a partner that we have featured turns out to be unreliable, we remove them.
At the time this page was last updated, we have or may have arrangements with the following categories of partners:
The specific brands listed on the site can change. We do not maintain a permanent named list on this page because the list updates more often than the policy does.
You are never required to use any link on this site. You can:
When we refer you to an immigration lawyer or RCIC, the referral does not include any sharing of personal data unless you explicitly fill in and submit a consultation form. The fee we receive is for the introduction. The licensed professional you connect with is responsible for their own advice and conduct, and is regulated by either the College of Immigration and Citizenship Consultants (CICC) for consultants or the relevant provincial law society for lawyers.
We aim to comply with the United States Federal Trade Commission's Endorsement Guides and the Canadian Competition Bureau's guidance on influencer and partnership marketing, including disclosing material connections in a way that is clear and conspicuous.
Questions about a specific partnership or about our disclosure practices can be sent through the Contact page or to hi@mmpf.ca.